These Last Days News -
May 5, 2023
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On the Verge of a Banking Industry Apocalypse?
UNLESS...
"The cross, My child, that was
placed upon your flag* has full meaning now to you, for your country, America
the beautiful, shall fall unless there is now a complete reversal—not a renewal,
My child, but a reversal of the ways that have set you into darkness."
- Our Lady of the Roses, May 29, 1976
ONCE BEAUTIFUL-OF-SPIRIT
"Since your
perverse generation has chosen of free will to cast aside the warning from
Heaven, you will, in diverse places and in your country—the once
beautiful-of-spirit United States shall suffer great trial and come to its
knees. What was to happen in the future shall be now! Mankind shall now
determine the date." - St. Michael,
June 8, 1974
The above Messages from Our Lord and Our Lady were given to Veronica Lueken at Bayside, New York. Read more
DiscernReport.com reported on May 4, 2023:
by Michael Snyder
Every time that they tell us that everything is fine, things just seem to get even worse. This banking crisis was supposed to be “over” after Silicon Valley Bank and Signature Bank collapsed. It wasn’t. Then it was supposed to be “over” after First Republic collapsed. It wasn’t.
By now, most of you already know about what has been happening to PacWest, Western Alliance, First Horizon and countless other regional bank stocks. In all my years, I have never seen banking stocks fall so quickly. If this avalanche continues to pick up momentum, pretty soon we will have to stop talking about a “banking industry crisis” and start talking about a “banking industry apocalypse”.
Ironically, I think that CNN has actually summarized the current state of affairs better than anyone else…
A summary of where things stand in the banking crisis:
The Fed: “Banks are fine.”
The Treasury: “Banks are fine.”
The banks: “We’re fine.”
Wall Street: “Everybody sell, the banks are on fire!”
On Thursday, PacWest released a carefully worded statement that was supposed to calm investors down…
Our message remains consistent with what was conveyed last week with earnings. As previously announced, the Company has explored strategic asset sales, including moving the $2.7 billion Lender Finance loan portfolio to held for sale in 1Q23. This planned sale remains on track and upon completion will accelerate our CET1 capital ratio to 10%+ (from 9.21% at 1Q23). Additionally, in accordance with normal practices the Company and its Board of Directors continuously review strategic options. Recently, the Company has been approached by several potential partners and investors – discussions are ongoing. The company will continue to evaluate all options to maximize shareholder value.
But instead this statement sparked a massive wave of panic and the stock dropped more than 50 percent…
The rout in regional banks picked up steam again on Thursday morning, with several stocks suffering sizeable losses.
PacWest sank 50.6% was halted for volatility multiple times. The slide began on Wednesday evening following news that the Los Angeles-based bank was exploring strategic options, including a potential sale.
Western Alliance was down 38 percent even though it pushed back very hard against a report by the Financial Times that indicated that a sale of the bank was being explored…
Western Alliance is exploring strategic options including a potential sale of all or part of its business, the Financial Times reported on Thursday citing two people briefed on the matter.
The Arizona-based bank has hired advisers to explore its options, the report added, saying the bank’s deliberations were at an early stage and might not come to anything.
And shares of First Horizon fell 37 percent when the market opened after their merger with Toronto-Dominion Bank fell through…
First Horizon Corp. shares plunged 37% at the cash open in New York, the most significant decline since September 2008.
Bloomberg reported First Horizon held a conference call earlier today, seeking to calm investors after the merger agreement with Toronto-Dominion Bank was “terminated.” The regional bank said it has ‘stable funding’ and adequate capital.
Those are the three big names that are dominating the headlines right now, but there are many more institutions that are teetering on the brink of insolvency.
In fact, one recent study determined that “186 more banks are at risk of failure”…
After the demise of Silicon Valley Bank and Signature Bank in March, a study on the fragility of the U.S. banking system found that 186 more banks are at risk of failure even if only half of their uninsured depositors (uninsured depositors stand to lose a part of their deposits if the bank fails, potentially giving them incentives to run) decide to withdraw their funds.
So what is the bottom line?
The bottom line is that things are bad, and now that the Fed has decided to raise interest rates again they will soon get even worse.
At this stage, very few banks are truly safe. Depositors continue to pull money out of the system, bonds that are held by these banks continue to lose value, and more loans are going bad with each passing day.
This banking crisis is far from over.
In fact, it is just beginning.
Yesterday, Bill Ackman warned that our entire regional banking system “is at risk”…
The regional banking system is at risk. SVB’s depositors’ bad weekend woke up uninsured depositors everywhere. The rapid rise in rates impaired assets and drained deposits. Zeroing out shareholders and bondholders massively increased the banks’ cost of capital. CRE losses loom. Meanwhile, higher-yield, more user- friendly alternatives beckon @Apple.
The @FDICgov failure to update and expand its insurance regime has hammered more nails in the coffin. FRB would not have failed if the FDIC temporarily guaranteed deposits while a new guarantee regime were created. Instead, we watch the dominoes fall at great systemic and economic cost.
Banking is a confidence game. At this rate, no regional bank can survive bad news or bad data as a stock price plunge inevitably follows, insured and uninsured deposits are withdrawn and ‘pursuing strategic alternatives’ means an FDIC shutdown over the coming weekend.
He is mostly correct.
But I will quibble with him on one point.
Even if all deposits in the system are fully guaranteed, a lot of people will still be pulling their money out.
As Zero Hedge has aptly noted, many wealthy individuals are transferring funds from checking accounts that yield next to nothing to money market funds that pay around five percent…
People are not moving their money because of deposit loss fears: everyone already knows unlimited insurance is guaranteed, especially in blue states; they are moving because it takes 30 seconds to transfer from a 0.01% yielding checking account to a 5.1% money market.
The Federal Reserve could help the banks by cutting interest rates.
But that isn’t going to happen any time soon.
So brace yourselves for more bank failures.
Prior to the collapse of First Republic, Gallup conducted a survey that asked Americans if they are concerned about the money that they have in the banking system.
These are the results…
Amid turbulence in the U.S. banking system, nearly half of Americans are anxious about the safety of the money they have in accounts at banks or other financial institutions. A total of 48% of U.S. adults say they are concerned about their money, including 19% who are “very” and 29% who are “moderately” worried. At the same time, 30% are “not too worried” and 20% are “not worried at all.”
These findings are from a Gallup poll conducted April 3-25, the month after Silicon Valley Bank and Signature Bank collapsed. News about the failure of a third bank — First Republic — came after the poll was completed.
Needless to say, the events of the past couple of weeks are not going to help people feel any better.
Our banking system is in a tremendous amount of trouble, and this is just one element of the broader societal meltdown that we are currently witnessing.
I am extremely concerned about the rest of 2023.
And I am even more concerned about what 2024 will bring.
Events are starting to move very rapidly now, and very dark days are ahead.
Wars
are a punishment for man's sins. Abortion, homosexuality, and the changes
in the Catholic Church cry out to Heaven for just punishment.
When you pray the Holy Rosary, you have Our Lady's hand in your hand. When
you pray the Holy Rosary, you have the power of God in your hands. Start
now! Let's All Pray the Rosary for people to reject the Mark of the Beast... Click
here...
The
Virgin Mary's Bayside Prophecy Books are Now Available in E-book Version.
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EDITOR'S
NOTE: We welcome your comments at the
end of
this page. Email a link or print out a copy of this web page to your
clergy, family, friends and relatives.
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EDITOR'S COMMENT: Evil is accelerating and the Anti-Christ forces are gaining power in the world. When the persecution starts, all Christian web sites on the internet will be forced to close. Be sure to have in your possession all the following items: the Bayside Prophecy books, Bayside Medals, Douay-Rheims Bibles, the Protection Packets, Candles, Sacramentals, and Religious Books. Purchase these items now while they are still available! You will urgently need them in the days ahead. Also, you can print out all PDF files for the Directives from Heaven and all of the Bayside Prophecies. Copy Our Lady's messages and the Directives from Heaven now while they are still available! Pray to the Holy Spirit for wisdom and guidance on how to prepare now and for the days ahead when the Antichrist is revealed. Viva Cristo Rey!
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Our Lady of the Roses Awesome Bayside End Times Prophecies... https://www.tldm.org/Bayside/ These prophecies came from Jesus, Mary, and the saints to Veronica Lueken at Bayside, NY, from 1968 to 1995.
The Mark of the Beast and the Mark of the Living Christ...
"You have been asked to wear a sacramental about your neck. Now I will explain why, My children. I have warned you of the unseen evil forces about you. I have cautioned you that your human eyes cannot see this. But it exists and is as solid in their world as you are on your earthly plane. Know this, that there are two camps now on earth: Lucifer on one side and the road to Heaven and its followers on the other. You have all been marked. There are two signs now: the mark of the beast and the mark of the living Christ.
"Recognize the signs of the times, My children. The war is on." - Our Lady, March 25, 1972Insight...
"As time goes on, My children of light, you will be able to recognize with your human eyes, through insight from the Eternal Father in the Spirit, those who are marked with the sign of the cross or the beast." - Our Lady, July 25, 1978Marked with the mark of satan...
"My child, there will be very many victims upon earth: those who are willing to sacrifice their own pleasures, their own human pursuits, to give them over to the salvation of souls, their brothers and sisters, who are marked with the mark of satan and are seeking to take it away. There is only one way: conversion, and then cure of the sick soul." - Jesus, July 25, 1985Every person of conscionable age...
"The final count shall be in the few of those who are to be saved. My children, at this very moment of time upon earth, each and every person of conscionable age has been marked with the sign of the cross and redemption, or they have accepted on free will the mark of the beast, eternal damnation!" -Our Lady, August 14, 1978Be branded...
"Each man on earth who has been baptized and set himself up as a follower of My Son in infancy has received the mark of the cross upon him. He can in his lifetime cast this away and be branded with the mark of the beast. This will be of his choice. No man will be lost without his own choice." -Our Lady, December 31, 1972
Directives from Heaven...
D13 - Secret Societies
D52 - Mark of the Beast
D122 - Antichrist
D139 - Preparations: Spiritual
D140 - Preparations: Material
D307 - Monetary Crash
D309 - Masons and Illuminati
D380 - The Ruling Elite
D396 - Acceleration of Evil
Click here to email this page to a friend.
EDITOR'S COMMENT: Evil is accelerating and the Anti-Christ forces are gaining power in the world. When the persecution starts, all Christian web sites on the internet will be forced to close. Be sure to have in your possession all the following items: the Bayside Prophecy books, Bayside Medals, Douay-Rheims Bibles, the Protection Packets, Candles, Sacramentals, and Religious Books. Purchase these items now while they are still available! You will urgently need them in the days ahead. Also, you can print out all PDF files for the Directives from Heaven and all of the Bayside Prophecies. Copy Our Lady's messages and the Directives from Heaven now while they are still available! Pray to the Holy Spirit for wisdom and guidance on how to prepare now and for the days ahead when the Antichrist is revealed. Viva Cristo Rey!
Links...
The Technology for the Mark of the Beast is Here Now - Smart Skin...
https://www.tldm.org/news4/markofthebeast.htm
Outside links...
"All have been marked now by the cross or by the mark of the beast."
https://www.tldm.org/bayside/messages/bm790804.htmDigital Angel demo
http://www.digitalangel.net/works_demo.aspInjectable chip opens door to 'human bar code'
http://eetimes.com/story/OEG20020104S0044
Place a Crucifix on the
outside of your front and back door... The only real
protection against terrorists...
Jesus - "Pray and wear your sacramentals. And, also, My
children, I ask you again to place a crucifix upon your door. Both front and
back doors must have a crucifix. I say this to you because there will be carnage
within your areas, and this will pass you by if you keep your crucifix upon your
doors." (6-30-84)
(Testimonies of lives and homes saved by the
crucifixes.)
https://www.tldm.org/news/crucifix.htm
Heaven’s Home Protection Packet...
Our Lord stated we must
have crucifixes upon the outside of all of our outside doors. In the "Heaven’s
Home Protection Packet" there are instructions, four crucifixes, and a tube of
special cement for wooden or metal crucifixes. Wooden crucifixes adhere better
to the doors when the aluminum strap is removed from the back. Put a light coat
of cement on the back of the crucifix and then press it to the outside of the
door. If you have any problems, you can call us at 616-698-6448 for assistance.
This Heaven’s Home Protection Packet is available for a donation of $11.00 plus
$3.00 shipping and handling. Send $13.00 to TLD Ministries, P.O. Box 40, Lowell,
MI 49331. Item # P15
(Order Form)
Heaven’s Personal Protection Packet...
Our Lady tells us to be protected from all evil, we
must wear the following sacramentals around our necks: a rosary, a crucifix, the
St. Benedict medal, Our Lady of the Roses medal, the Miraculous Medal, and the
scapular. We have all of these sacramentals in a packet we call "Heaven's
Personal Protection Packet." This packet is available for a donation of $7.00
plus $3.00 shipping and handling. Send $10.00 to TLD Ministries, P.O. Box 40,
Lowell, MI 49331. Item # P5
(Order Form)
Our Lady of the Roses, Mary Help of Mothers promises to
help protect our children. On September 13, 1977, She said, "He has an army of
ogres wandering now throughout your country and all of the countries of the
world. They are in possession of great power; so wear your sacramentals, and
protect your children and your households. Learn the use every day of holy water
throughout your household. Insist even with obstructions, insist that your
children always wear a sacramental. One day they will understand that they will
repel the demons."
On February 1, 1974, Our Lady said, "My children, know the value of these
sacramentals. Guard your children well. You must awaken to the knowledge that
you will not be protected without the sacramentals. Guard your children's souls.
They must be surrounded with an aura of purity. Remove them if necessary from
the sources of contamination, be it your schools or even false pastors."
This Heaven’s Personal Protection Packet is available for a donation of
$7.00 plus $3.00 shipping and handling. Send $10.00 to TLD Ministries, P.O. Box
40, Lowell, MI 49331. You may use your MasterCard, VISA, or American Express and
call 1-616-698-6448. Item # P5
(Order Form)
The Virgin Mary’s Bayside Prophesies book...
The six volumes have all of Our Lady’s Bayside
messages from 1970 through 1994. Some of these have never been published before.
This is a type of a survival book. It tells what is coming and how to
prepare for it spiritually and materially. It is a must book for the days ahead.
This is a great way to spread Our Lady’s messages to our family, friends and
relatives.
(Order Form)
Incredible Bayside Prophecies on the United States and
Canada book...
We have researched the Bayside Prophecies on the
United States and Canada and put these outstanding prophecies in a 360 page
pocket size paperback book. Veronica said it was very good. It tells what is
going to happen here and how to prepare for it. Every North American must read
this book! Item #B2 Cost $5.00
(Order Form)
Your names have been written in Heaven… "It is not by accident that you are called by My Mother, for your names have been written in Heaven.... But with this great grace you have great responsibility to send this Message from Heaven throughout the world, for if you are able to recover just one more for Heaven, an additional star shall be placed in your crown." - Jesus, August 5, 1975
A great obligation to go forward... "It is not by accident that you are called by My Mother, for it is by merit and the prayers that have risen to Heaven for your salvation. For those who have received the grace to hear the Message from Heaven, you have a great obligation to go forward and bring this Message to your brothers and sisters. Do not expect a rest upon your earth, for you will have eternal rest very soon." - Jesus, June 12, 1976
The sin of omission... "The sin of omission shall condemn many to hell, be they layman or Hierarchy. I repeat: not the sin of commission, but the sin of omission will commit many to hell." Our Lady of the Roses, October 6, 1980
My gift to help spread Our Lady of the Roses' messages to the world.
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